Routine oral health is important to your employees’ overall health. However, in the past, offering affordable dental coverage to your employees may have been cost-prohibitive for your company.
Your employees get the advantage of working with a business that offers them and their families a prized benefit: dental coverage that may cost them less than they could find on their own.
You can offer a plan with five coverage options, all with low deductibles, giving your employees maximum flexibility to balance cost with coverage. All plans cover the following, for in-network and out-of-network care:
Additionally, employees can elect orthodontic coverage that can pay half the cost of care.
To view plan details, click here.
What Is Covered?
Every coverage option includes:
Is Orthodontic Care Covered?
Orthodontic coverage is available based on the coverage level.
What Does Coverage Cost Me?
You elect to pay a percentage of the plan costs.
Are Network Dentists Mandatory?
Your employees can use any dentist they prefer. They can pay less by using a UnitedHealthcare network dentist for some care. To compare coverage options, click here.
NAM Health Care is fully ACA-compliant, administered by Mercer and sponsored by the National Association of Manufacturers (NAM), of which the Railway Tie Association (RTA) is an affiliate member. Medical, Dental, Vision and Life insurance are underwritten by UnitedHealthcare®. Plans are not available to member employers in all states. All licensed and appointed agents with UnitedHealthcare have the ability to sell the NAM Health Care offering through an open-distribution model.
Situs in Michigan.